Full-coverage insurance is essential, because it not only covers mountain climbing, but also travel to and from the mountain. This could cover you for lost bags, a car accident on the way to the airport, etcetera. BEFORE PURCHASING, BE SURE TO REQUEST A COPY OF THE POLICY AND BE SURE TO READ AND UNDERSTAND IT. You must be covered for travel, full domestic rescue, helicopter (where available) and international rescue and repatriation expenses.
In UK, Europe, South America, Asia, the Antipodes, many of our members are now using a company called Global Rescue, http://www.globalrescue.com , which can be combined with a standard travel policy, such as InsureMyTrip.com , CSAtravelprotection.com , or TravelInsuranceDirect.com.au.
Our members have also successfully used:
• http://www.ingleinternational.com/ingle/ (with "sports rider" coverage)
(Get the "Adventurer Plus Pak". This Pak is required to receive medical and evacuation coverage for mountaineering and a rental allowance in the event your gear is lost. To receive this benefit, your policy and Pak must be purchased within 21 days of initial trip deposit.
• http://www.snowcard.co.uk/ for UK members only (this only covers mountaineering up to 7500 metres if you get "expedition" coverage).
• http://www.hccmis.com/ (with sports rider added on)
In the US and Canada, your total full-coverage insurance package may vary, depending on trip duration and amount of coverage. We have seen several companies that offer comprehensive plans for travel and mountain rescue. A company called STA Travel is worthconsidering: http://www.statravel.com/travel-insurance.htm . Many of our members are now using STA insurance. Please make sure to get their 'medical', and 'non-medical' options to be fully covered.
Another company is Global Rescue, http://www.globalrescue.com , which can be combined with a standard travel policy.
Those who wish to shop further, or have higher incomes and/or assets to protect may also be interested in: Access America, Travelex, Travel Guard, etc. Be sure to check what the policy covers before you buy.
30 Downfield Lodge, Downfield Road, Clifton, Bristol BS8 2TQ, ENGLAND.
Mobile: +44 (0)7810 375400+44 (0)7810 375400 (evenings please). Skype: SummitClimb or SummitTrek
Box 123, Lakebay, Washington, 98349, USA Telephone: 360-570-0715 Skype: SummitClimb or SummitTrek
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